Advance America Payday Loans Review - Iowa City, Iowa

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4.6 33 reviews
Loan agency in Iowa City, Iowa

1705 S 1st Ave Ste. O, Iowa City, IA 52240, USA
15 years in business
+1 (319) 341-8300
www.advanceamerica.net
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

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Here you read the reviews of our clients.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in Iowa City, Iowa

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Iowa City, Iowa is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a loan in Iowa City, Iowa?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Iowa City, Iowa. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

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U.S. Bank ATM - Ankeny

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DuTrac Community Credit Union

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Action Financial Services Inc

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Security National Bank

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www.snbonline.com