Check Into Cash Payday Loans Review - Iowa City, Iowa

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4.5 49 reviews
Loan agency in Coralville, Iowa

89 2nd St #1, Iowa City, IA 52240, USA
7 years in business
+1 (319) 688-0092
local.checkintocash.com
Thursday
2–6PM
Friday
10AM–6PM
Saturday
10AM–1PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
2–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1997-04-01

Mailing Address

Tennessee

United States

Company Name

Check Into Cash

Check Into Cash

Testimonials

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Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Iowa City, Iowa

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Iowa City, Iowa is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Check Into Cash help issue a payday loan in Iowa City, Iowa?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Iowa City, ia will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Iowa City, Iowa

Fidelity Bank & Trust

201 S Frederick Ave, Oelwein, IA 50662, USA

+1 (319) 283-2524

www.bankfidelity.com

Green Belt Bank & Trust - Ashbrook Branch

1121 N Fremont St, Iowa Falls, IA 50126, USA

+1 (641) 648-8080

www.greenbeltbank.com

Liberty Bank

2650 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 325-4494

www.liberty-bank.com

Advance America

1705 S 1st Ave Ste. O, Iowa City, IA 52240, USA

+1 (319) 341-8300

www.advanceamerica.net

Principal Financial Group

801 Grand Ave, Des Moines, IA 50309, USA

+1 (515) 608-5361

www.principal.com

TIAA Financial Services

941 E 2nd Ave Suite 201, Coralville, IA 52241, USA

+1 (866) 842-2977

locations.tiaa.org

Midstates Bank

206 N Elm St, Avoca, IA 51521, USA

+1 (712) 343-6341

www.midstatesbank.com

DeWitt Bank & Trust Co.

815 6th Ave, DeWitt, IA 52742, USA

+1 (563) 659-3211

www.dewittbank.com

State Bank of Wapello

306 N 2nd St, Wapello, IA 52653, USA

+1 (319) 523-2131

www.statebankofwapello.com