Two Rivers Bank & Trust Payday Loans Review - Iowa City, Iowa

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4.6 19 reviews

551 Westbury Dr, Iowa City, IA 52245, USA
+1 (319) 358-3400
www.tworiversbank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

2004-11-12

Mailing Address

REDACTED FOR PRIVACY

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IA

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United States

Company Name

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Contact Data

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REDACTED FOR PRIVACY

Testimonials

What people think about Two Rivers Bank & Trust?

Below you find some of the reviews of our clients.
Note

Pay Attention

Above there is information about a exact lender. Below you can review common features of payday loans.

Payday Loans in Iowa City, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is effortless and speedy to get accepted for payday loans in Iowa City, Iowa. The APR will be set individually for each consumer and will depend on the personal information the person entered.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Two Rivers Bank & Trust that offers payday loans in Iowa City, Iowa

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit history. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.

Let's see

Other Payday Lenders in Iowa City, Iowa

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Edward Jones - Financial Advisor: David C Bruns, AAMS®

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www.edwardjones.com

Principal Financial Group

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Security Savings Bank

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+1 (515) 846-6281

www.securitysavingsbank.com

Clinton National Bank

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+1 (563) 244-4104

www.clintonnational.com

Edward Jones - Financial Advisor: John A Westfall

890 11th St, Marion, IA 52302, USA

+1 (319) 377-8973

www.edwardjones.com

Cash-N-Go

231 S Main St #1, Osceola, IA 50213, USA

+1 (641) 342-8866

Power Co-Op Employees Credit

1208 13th St N, Humboldt, IA 50548, USA

+1 (515) 332-4096

www.powercoopcu.com