MidWestOne Bank Payday Loans Review - Iowa City, Iowa

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5 6 reviews

1906 Keokuk St, Iowa City, IA 52240, USA
+1 (319) 356-5800
www.midwestone.bank
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

Feedback about MidWestOne Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Iowa City, Iowa

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Iowa City, Iowa is issued simply and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will MidWestOne Bank help take out a loan in Iowa City, Iowa?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Iowa City, Iowa. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Iowa City, Iowa

MidWestOne Bank

305 W Rainbow Dr, West Liberty, IA 52776, USA

+1 (319) 627-2100

www.midwestone.bank

ATM (Regions Bank)

202 W 1st St, Monticello, IA 52310, USA

+1 (800) 734-4667

www.regions.com

Great Western Bank

401 Broad Ave, Stanton, IA 51573, USA

+1 (712) 829-2737

www.greatwesternbank.com

Great Western Bank

2770 8th St SW, Altoona, IA 50009, USA

+1 (515) 967-1495

www.greatwesternbank.com

Dupaco Community Credit Union

3301 Cedar Heights Dr, Cedar Falls, IA 50613, USA

+1 (800) 373-7600

www.dupaco.com

U.S. Bank Branch

405 S 3rd St, Clinton, IA 52732, USA

+1 (563) 243-8500

locations.usbank.com

Hometown Cash Advance

2007 S Center St Ste B, Marshalltown, IA 50158, USA

+1 (641) 844-1100

U.S. Bank Branch

124 N Washington Ave, Mason City, IA 50401, USA

+1 (641) 494-2166

locations.usbank.com

U.S. Bank Branch

2900 Hamilton Blvd, Sioux City, IA 51104, USA

+1 (712) 255-3240

locations.usbank.com