Community 1st Credit Union Payday Loans Review - Indianola, Iowa

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3.6 49 reviews

300 S Jefferson Way, Indianola, IA 50125, USA
+1 (515) 961-9194
www.c1stcreditunion.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2005-09-14

Mailing Address

235 RICHMOND AVE

OTTUMWA

IA

52501-4227

United States

Company Name

Community 1st Credit Union

Community 1st Credit Union

Contact Data

jeffl@c1stcreditunion.com

+1.6416836411

+1.231231234

Testimonials

What people think about Community 1st Credit Union?

Below you see some of the opinions of our clients.
Note

Pay Attention

The previous three items charactirize a peculiar lender. But below you can find general information about payday loans.

Payday Loans in Indianola, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to be eligible in Indianola, Pennsylvania. The entire process is fast. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

6% APR small loan cap

Advantages of Community 1st Credit Union that offers payday loans in Indianola, Pennsylvania

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can rescue consumers who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only consider applying for a cash advance if you are assured that you can afford payments as agreed in the contract.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

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