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What people think about Citizens Savings Bank?
Citizens Savings Bank seems legit. They rescued me twice. The first payday loan approved was small – $200, but next time the limit was increased to $700. Closed the loan on schedule. The managers were friendly, they gave immediate answers to all my questions. No problems. But their interest rates are average.
Derrick Altenwerth
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Citizens Savings Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $800 online. Fortunately I got an approval!!! They literally saved my life.
Mercedes Hayes
Important
Above there is information about a precise company. Below you can see common characteristics of payday loans.
Payday Loans in Hawkeye, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
It is effortless and fast to get accepted for payday loans in Hawkeye, Iowa. The APR will be set specifically for each applicant and will depend on the personal data the borrower filled in.
337% *
$500
Not Specified
31 days
Advantages of Citizens Savings Bank that offers payday loans in Hawkeye, Iowa
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit history you may still get approved for a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
Other Payday Lenders in Hawkeye, Iowa
Edward Jones - Financial Advisor: Troy Whitehill, AAMS®
511 W Water St Suite A, Decorah, IA 52101, USA
+1 (563) 382-3326
www.edwardjones.com
Edward Jones - Financial Advisor: Corey M Joens
350 E Ridgeway Ave, Waterloo, IA 50702, USA
+1 (319) 232-3306
www.edwardjones.com
American National Bank
333 W Broadway, Council Bluffs, IA 51503, USA
+1 (712) 388-5000
www.american.bank
Community Savings Bank
1295 Blairs Ferry Rd, Marion, IA 52302, USA
+1 (319) 447-2551
www.csbiowa.com
Edward Jones - Financial Advisor
956 E State St, Mason City, IA 50401, USA
+1 (641) 424-6811
www.edwardjones.com
Fidelity Bank & Trust
204 Wildcat Way, Janesville, IA 50647, USA
+1 (319) 987-2521
www.statebankia.com