First Bank Payday Loans Review - Goldfield, Iowa

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5 5 reviews

435 N Main St, Goldfield, IA 50542, USA
+1 (515) 825-3151
www.firstiowa.bank
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about First Bank?

Below you find some of the reviews of our customers.
Note

Important

The previous three items describe a specific lender. But below you can read common information about payday loans.

Payday Loans in Goldfield, Iowa

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is hassle-free and fast to get approved for payday loans in Goldfield, Iowa. The interest rate will be set individually for each consumer and will depend on the personal data the consumer filled in.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of First Bank that offers payday loans in Goldfield, Iowa

  • 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments on time.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

Other Payday Lenders in Goldfield, Iowa

ACE Cash Express

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+1 (712) 323-1852

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Heartland Bank

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Earlham Savings Bank

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Cash Is King

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+1 (515) 255-1929

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U.S. Bank Branch

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+1 (563) 264-5610

locations.usbank.com

Farm Credit Services of America

3675 450th Ave, Emmetsburg, IA 50536, USA

+1 (712) 852-2645

www.fcsamerica.com

Luana Savings Bank

9321 Market Pl Dr, Norwalk, IA 50211, USA

+1 (515) 410-9800

luanasavingsbank.com

United Bank of Iowa

33 2nd St, Schleswig, IA 51461, USA

+1 (712) 676-3606

www.unitedbk.bank

County Bank

301 Main St, Deep River, IA 52222, USA

+1 (641) 595-2133

www.yourcountybank.com