Clear Lake Bank & Trust Payday Loans Review - Garner, Iowa

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3.3 6 reviews

325 State St, Garner, IA 50438, USA
+1 (641) 923-3621
www.clearlakebank.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1998-04-02

Mailing Address

322 MAIN AVE

CLEAR LAKE

IA

50428-1825

United States

Company Name

Clear Lake Bank & Trust Company

Clear Lake Bank & Trust Company

Contact Data

jhaadmin@jackhenry.com

+1.9999999999

+1.9999999999

Testimonials

What people think about Clear Lake Bank & Trust?

Below you see some of the reviews of our clients.
Note

Important

The previous three items describe a precise company. But below you can find common data about payday loans.

Payday Loans in Garner, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Garner, North Carolina is are easy to get. The APR is specific for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Advantages of Clear Lake Bank & Trust that offers payday loans in Garner, North Carolina

  • 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

21%
Treatment

15%
Vacation

12%
Clothes

9%
Home improvement

9%
Debt Consolidation

6%
Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Garner, nc accept individuals with poor credit. You can request a bad credit payday loan online around the clock and if approved could have the funds in your account within a few hours.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

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ATM (Us Bank)

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First State Bank

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Collins Community Credit Union

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+1 (800) 475-1150

www.collinscu.org

Great Western Bank

401 2nd St, Gladbrook, IA 50635, USA

+1 (641) 473-2023

www.greatwesternbank.com

Midstates Bank

850 12th St SW, Le Mars, IA 51031, USA

+1 (712) 546-6324

www.midstatesbank.com

U.S. Bank Branch

110 N 18th St, Centerville, IA 52544, USA

+1 (641) 437-1232

locations.usbank.com

Earlham Savings Bank

130 N Chestnut Ave, Earlham, IA 50072, USA

+1 (515) 758-2251

www.earlhambank.com