Community Savings Bank Payday Loans Review - Garnavillo, Iowa

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5 2 reviews

101 S Main St, Garnavillo, IA 52049, USA
+1 (563) 964-2341
csbiowa.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Lending companies are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Garnavillo, Iowa

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Garnavillo, Iowa are taken out easily. The interest percentage is conditional on the customer's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community Savings Bank help issue a payday loan in Garnavillo, Iowa?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Garnavillo, Iowa. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see

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First Security State Bank

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Northstar Bank

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Bank of the West

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Principal - Nick Gabriel, Financial Representative, Principal Securities

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Northwest Bank

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Community Bank & Trust

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+1 (319) 235-6709

www.communitybt.bank

Edward Jones - Financial Advisor: Brent R Albrechtsen, AAMS®

1830 N 2nd St Suite 2, Clinton, IA 52732, USA

+1 (563) 242-9966

www.edwardjones.com