Hometown Cash Advance Payday Loans Review - Fort Dodge, Iowa

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4.3 12 reviews
Loan agency in Fort Dodge, Iowa

2307 5th Ave S, Fort Dodge, IA 50501, USA
+1 (515) 573-2274
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Testimonials

What people think about Hometown Cash Advance?

Below you read some of the reviews of our clients.
Note

Pay Attention

Above there is information about a precise company. Below you can read common aspects of payday loans.

Payday Loans in Fort Dodge, Iowa

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the best solution to your short-term financial troubles in Fort Dodge , Iowa because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Hometown Cash Advance that offers payday loans in Fort Dodge, Iowa

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see

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