Citizens Community Credit Union Payday Loans Review - Fort Dodge, Iowa

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4.3 3 reviews

115 S 29th St, Fort Dodge, IA 50501, USA
+1 (515) 955-7787
www.citizenscu.com
Friday
10AM–8PM
Saturday
9AM–5PM
Sunday
10AM–4PM
Monday
10AM–8PM
Tuesday
10AM–8PM
Wednesday
10AM–8PM
Thursday
10AM–8PM
Testimonials

What people think about Citizens Community Credit Union?

Below you see some of the reviews of our customers.
Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Fort Dodge, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Fort Dodge, Iowa is are easy to access. The interest rate is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Citizens Community Credit Union that offers payday loans in Fort Dodge, Iowa

  • 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments on scheduled.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 30 seconds to become informative even before applying.

Let's see

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