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What people think about MidWestOne Bank?
They approve applicants urgently and transfer funds the next day. But be careful – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Justina Mueller PhD
I always use MidWestOne Bank when it need a loan. The application process is hassle-fee. No troubles.
Bette Hintz
I applied for the first cash advance in my life, was approved in 15 minutes despite the fact that I had bad credit. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my city charge sky high interest!
Mellie Raynor
Pay Attention
Above there is information about a precise loan provider. Below you can see common aspects of payday loans.
Payday Loans in Fairfield, Maine
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
It is trouble-free and fast to get approved for payday loans in Fairfield, Maine. The APR will be set individually for each case and will depend on the personal information the borrower filled in.
30% APR; In Fact - 217%*
$2,000
Not Specified
Not Specified
Advantages of MidWestOne Bank that offers payday loans in Fairfield, Maine
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the definite cost of the cash advance loan immediately.
Other Payday Lenders in Fairfield, Iowa
Great Western Bank
2739 1st Ave SE, Cedar Rapids, IA 52402, USA
+1 (319) 774-2120
www.greatwesternbank.com
Homeowners Financial Group
121 S Story St, Rock Rapids, IA 51246, USA
+1 (712) 472-3015
www.homeownersfg.com
U.S. Bank Branch
3529 Ingersoll Ave, Des Moines, IA 50312, USA
+1 (515) 633-2730
locations.usbank.com
Edward Jones - Financial Advisor: Joseph H Schettler
50 School St, Carlisle, IA 50047, USA
+1 (515) 989-4100
www.edwardjones.com
Citizen State Bank
101 W Broadway St, Oxford Junction, IA 52323, USA
+1 (563) 826-2231
www.csbwyoming.com
Community 1st Credit Union
1934 Court Ave, Chariton, IA 50049, USA
+1 (641) 774-5616
www.c1stcreditunion.com