Exchange State Bank Payday Loans Review - Exira, Iowa

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207 W Washington St, Exira, IA 50076, USA
+1 (712) 268-5331
www.esb1.com
Thursday
8AM–5PM
Friday
8AM–3PM
Saturday
Closed
Sunday
Closed
Monday
8AM–3PM
Tuesday
8AM–3PM
Wednesday
8AM–3PM

Domain Info

Created Date

2002-11-07

Mailing Address

REDACTED FOR PRIVACY

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Iowa

REDACTED FOR PRIVACY

United States

Company Name

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Contact Data

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Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Payday lenders are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in Exira, Iowa

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to take out payday loans in Exira, Iowa. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Exchange State Bank help take out a loan in Exira, Iowa?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by payday lenders to take out a loan. The lender process many aspects such as financial abilities to approve the application. Cash advance in Exira, Iowa may help improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

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