Employees Credit Union Payday Loans Review - Estherville, Iowa

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4.5 19 reviews

2714 E Central Ave, Estherville, IA 51334, USA
+1 (712) 362-5897
www.employeescu.com
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2000-07-03

Mailing Address

5335 Gate Parkway care of REGISTER.COM

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

td9qu2nf298@myprivatename.com

+1.5707088780

Testimonials

Feedback about Employees Credit Union?

Here you read the feedback of our customers.
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Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Estherville, Iowa

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Estherville, Iowa is issued simply and fast. The interest percentage is defined considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Employees Credit Union help take out a payday loan in Estherville, Iowa?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Estherville, ia review this circumstance not an obstacle to issue a loan. The recipient of a cash advance should be ready to objectively assess financial capabilities, take out a loan, pay back the debt on schedule and not only cope with current difficulties, but improve the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see

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