Earlham Savings Bank Payday Loans Review - Earlham, Iowa

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4 4 reviews

130 N Chestnut Ave, Earlham, IA 50072, USA
+1 (515) 758-2251
www.earlhambank.com
Friday
8:30AM–4PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

1997-09-09

Mailing Address

DATA REDACTED

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Iowa

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United States

Company Name

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Contact Data

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Testimonials

What people think about Earlham Savings Bank?

Below you read some of the testimonials of our customers.
Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Earlham, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get approved for payday loans in Earlham, Iowa. The interest rate will be set specifically for each consumer and will depend on the personal details the borrower provided.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Earlham Savings Bank that offers payday loans in Earlham, Iowa

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

Other Payday Lenders in Earlham, Iowa

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Edward Jones - Financial Advisor: Judd J Meneely, AAMS®

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Peoples Bank

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U.S. Bank ATM - Cedar Falls College Square Mall

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Hometown Cash Advance

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Cedar Rapids Bank & Trust

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Great Western Bank

103 W Taylor St, Creston, IA 50801, USA

+1 (641) 782-9300

www.greatwesternbank.com

U.S. Bank Branch

712 11th St, DeWitt, IA 52742, USA

+1 (563) 659-9188

locations.usbank.com