Heartland Financial Payday Loans Review - Dubuque, Iowa

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1398 Central Ave, Dubuque, IA 52001, USA
+1 (563) 589-2100
www.htlf.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Testimonials

What people think about Heartland Financial?

Below you read some of the opinions of our customers.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Dubuque, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Dubuque, Iowa is are simple to access. The interest rate is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Heartland Financial that offers payday loans in Dubuque, Iowa

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some people to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Dubuque, Iowa

Farm Credit Services of America

1902 D Ave W, Oskaloosa, IA 52577, USA

+1 (641) 682-8778

www.fcsamerica.com

Great Western Bank

511 1st Ave E, Newton, IA 50208, USA

+1 (641) 792-9832

www.greatwesternbank.com

Edward Jones - Financial Advisor: Mark W Allen, AAMS®

1402 1st Ave E, Newton, IA 50208, USA

+1 (641) 792-2525

www.edwardjones.com

Laurens State Bank

2407 Main St, Emmetsburg, IA 50536, USA

+1 (712) 852-2201

www.laurensstatebank.com

Advance Funding Resources Inc

2918 Hillmer Dr SW, Cedar Rapids, IA 52404, USA

+1 (319) 396-9403

expressloansofamerica.com

Banker's Trust

201 1st Ave SE, Cedar Rapids, IA 52401, USA

+1 (888) 793-4610

www.bankerstrust.com

Northwest Financial Corporation

431 202nd St, Arnolds Park, IA 51331, USA

www.bank-northwest.com

MidWestOne Bank

2600 Rockdale Rd, Dubuque, IA 52003, USA

+1 (563) 583-5757

www.midwestone.bank

Bank of the West

700 1st Ave NE, Cedar Rapids, IA 52401, USA

+1 (319) 366-1851

www.bankofthewest.com