Defiance State Bank Payday Loans Review - Dow City, Iowa

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100 Franklin St, Dow City, IA 51528, USA
+1 (712) 674-3245
www.defiancestatebank.com
Saturday
8:30–11AM
Sunday
Closed
Monday
8:30AM–3:30PM
Tuesday
8:30AM–3:30PM
Wednesday
8:30AM–3:30PM
Thursday
8:30AM–3:30PM
Friday
8:30AM–5PM

Domain Info

Created Date

2000-12-21

Mailing Address

IA

United States

Company Name

Defiance State Bank

Defiance State Bank

Testimonials

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The first three points show the certain lender. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Dow City, Iowa

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is simple and fast to take out payday loans in Dow City, Iowa. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Defiance State Bank help issue a loan in Dow City, Iowa?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Dow City, ia consider this circumstance not a drawback to issue a loan. The recipient of a cash advance should be prepared to objectively estimate financial abilities, take out a loan, pay back the debt on schedule and not only solve current problems, but improve the credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see

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Ascentra Credit Union

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Peoples Bank Carlisle

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Central Bank

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Stern Finance Co

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Shelby County State Bank

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