First State Bank Payday Loans Review - Dexter, Iowa

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5 reviews

Organization owner?

825 Marshall St, Dexter, IA 50070, USA

+1 (515) 789-4050

www.stuartbank.com

Friday

8:30AM–12PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8:30AM–12PM

Tuesday

8:30AM–12PM

Wednesday

8:30AM–12PM

Thursday

8:30PM–12AM

Domain Info

Feedback about First State Bank?

Here you read the feedback of our customers.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Dexter, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is simple and fast to take out payday loans in Dexter, New York. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will First State Bank help issue a loan in Dexter, New York?

24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

16%

Healthcare Bills

18%

Traveling

12%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Dexter, ny consider this circumstance not a hindrence to take out a loan. The recipient of a loan should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on a due date and not only cope with current difficulties, but improve the credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

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