Collins Community Credit Union Payday Loans Review - Des Moines, Iowa

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3.9 16 reviews

Organization owner?

601 E Court Ave, Des Moines, IA 50309, USA

+1 (800) 475-1150

www.collinscu.org

Friday

9AM–5:30PM

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

What people think about Collins Community Credit Union?

Below you get acquainted with some of the opinions of our customers.

Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Des Moines, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Online cash advance loans can be the best solution to your unexpected financial problems in Des Moines , Iowa because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Collins Community Credit Union that offers payday loans in Des Moines, Iowa

Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to getting a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only consider applying for a payday loan if you are confident that you can afford payments without delays.

To get approved for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

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