Community Choice Credit Union Payday Loans Review - Des Moines, Iowa

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3.4 56 reviews

700 Lyon St, Des Moines, IA 50309, USA
+1 (515) 334-8100
www.comchoicecu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

Feedback about Community Choice Credit Union?

Here you grapple with the feedback of our clients.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Des Moines, Iowa

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Des Moines, Iowa are taken out hassle-free. The interest rate is conditional on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community Choice Credit Union help issue a payday loan in Des Moines, Iowa?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a loan. The lender process many aspects such as financial capabilities to approve the application. Cash advance in Des Moines, Iowa may help improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

Let's see

Other Payday Lenders in Des Moines, Iowa

U.S. Bank Branch

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+1 (319) 364-7326

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Farm Credit Services of America

46429 235 Trail, Chariton, IA 50049, USA

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Central Bank

3455 Ingersoll Ave, Des Moines, IA 50312, USA

+1 (515) 331-7235

www.centralbankonline.com

Great Western Bank

13150 Hickman Rd, Clive, IA 50325, USA

+1 (515) 440-6300

www.greatwesternbank.com

Hometown Cash Advance

2830 Mt Pleasant St, Burlington, IA 52601, USA

+1 (319) 752-7080

Washington State Bank

134 Main St, Columbus Junction, IA 52738, USA

+1 (319) 728-2436

www.washsb.com

Bank of the West

525 Main St, Ames, IA 50010, USA

+1 (515) 232-8664

www.bankofthewest.com

Cedar Rapids Bank & Trust

700 25th St, Marion, IA 52302, USA

+1 (319) 286-6261

www.crbt.com

MidWestOne Bank

400 1st St SE S, Farley, IA 52046, USA

+1 (563) 744-3380

www.midwestone.bank