Bankers Trust Payday Loans Review - Des Moines, Iowa

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3.2 10 reviews

150 E Euclid Ave, Des Moines, IA 50313, USA
+1 (515) 245-2432
www.bankerstrust.com
Friday
9AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Pay Attention

Above-specified info offers the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Des Moines, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and quick to issue loans in Des Moines, Iowa. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bankers Trust help issue a payday loan in Des Moines, Iowa?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is called as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial capabilities to approve the application. Payday loans in Des Moines, Iowa may help enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

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