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Feedback about Bank of the West?
I often take out a loan to a card in Bank of the West. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the nuances.
Annetta D'Amore
The payday loan is deposited easily and quickly. There is a minus - a great rate when returning a loan.
Coy Stracke
Bank of the West seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.
Jaylen Barrows I
Pay Attention
Above-shown info provides the details about a exact lending company. Below-shown info is oriented on common information about payday loans.
Payday Loans in Des Moines, Iowa
A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.
This financial product in Des Moines, Iowa is issued simply and quickly. The interest percentage is defined considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be offered to you.
337% *
$500
Not Specified
31 days
How will Bank of the West help take out a payday loan in Des Moines, Iowa?
- Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with customer data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
Then you have to submit an application and get a decision.
Why people take out payday loans?
Payday loans for bad credit
Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Des Moines, Iowa. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
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- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.
Other Payday Lenders in Des Moines, Iowa
Rolling Hills Bank & Trust
501 Sherman St, Menlo, IA 50164, USA
+1 (641) 524-4521
www.rollinghillsbank.com
United Iowa Financial
329 12th Ave SE Suite 106, Cedar Rapids, IA 52401, USA
+1 (319) 449-1145
www.unitediowafinancial.com
DuTrac Community Credit Union
18072 IA-64, Maquoketa, IA 52060, USA
+1 (563) 652-4400
www.dutrac.org
Colton Wicker - Ameriprise Financial Services, LLC
110 S 6th St, Sac City, IA 50583, USA
+1 (712) 662-4338
www.ameripriseadvisors.com
Farm Credit Services of America
3000 Park St, Sheldon, IA 51201, USA
+1 (712) 324-5371
www.fcsamerica.com