EZ Money Check Cashing Payday Loans Review - Des Moines, Iowa

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4.7 16 reviews

Loan agency in Des Moines, Iowa

Organization owner?

2910 E University Ave, Des Moines, IA 50317, USA

+1 (515) 266-7980

des-moines-ia-university.getezmoney.com

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–2PM

Domain Info

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Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Des Moines, Iowa

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Des Moines, Iowa are taken out easily. The interest rate is conditional on the client's personal data: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will EZ Money Check Cashing help issue a loan in Des Moines, Iowa?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

28%

Healthcare Bills

32%

Traveling

24%

Car Repair

Clothes

12%

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Des Moines, Iowa. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see