United Bank of Iowa Payday Loans Review - Denison, Iowa

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3.7 7 reviews

1334 Broadway, Denison, IA 51442, USA
+1 (712) 263-5055
www.unitedbk.bank
Friday
9AM–5PM
Saturday
9–11AM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about United Bank of Iowa?

Below you read some of the testimonials of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Denison, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Denison, Iowa is are easy to access. The APR is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of United Bank of Iowa that offers payday loans in Denison, Iowa

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Denison, ia accept individuals with poor credit. You can request a bad credit payday loan online at any time of the day and if accepted could have the money in your account within the hour.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Denison, Iowa

Collins Community Credit Union

3425 Ingersoll Ave, Des Moines, IA 50312, USA

+1 (800) 475-1150

www.collinscu.org

Principal Financial Group

915 8th St, Boone, IA 50036, USA

+1 (515) 432-8838

www.principal.com

U.S. Bank Branch

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+1 (563) 652-6746

locations.usbank.com

Community Bank

601 Iowa Ave, Dunlap, IA 51529, USA

+1 (712) 643-5442

www.communitybankiowa.com

Edward Jones - Financial Advisor: Andy Leech

123 S Howard St, Indianola, IA 50125, USA

+1 (515) 961-5367

www.edwardjones.com

MidWestOne Bank

7204 University Ave, Windsor Heights, IA 50324, USA

+1 (515) 274-0075

www.midwestone.bank

Shelby County State Bank

425 East St, Shelby, IA 51570, USA

+1 (712) 544-2626

www.scsbnet.com

Great Western Bank

304 Commerce Dr, Prairie City, IA 50228, USA

+1 (515) 994-2619

www.greatwesternbank.com

West Iowa Bank

418 E Call St, Algona, IA 50511, USA

+1 (515) 295-7600

www.westiowabank.com