Defiance State Bank Payday Loans Review - Defiance, Iowa

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201 Main Ave, Defiance, IA 51527, USA

+1 (712) 748-3561

www.defiancestatebank.com

Saturday

8:30–11AM

Sunday

Closed

Monday

8:30AM–3:30PM

Tuesday

8:30AM–3:30PM

Wednesday

8:30AM–3:30PM

Thursday

8:30AM–3:30PM

Friday

8:30AM–5PM

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What people think about Defiance State Bank?

Below you get acquainted with some of the reviews of our clients.

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Below you can review general information about payday loans and their common aspects.

Payday Loans in Defiance, Pennsylvania

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is simple and speedy to get accepted for payday loans in Defiance, Pennsylvania. The interest rate will be set individually for each applicant and will depend on the personal information the consumer provided.

APR

6% APR small loan cap

Advantages of Defiance State Bank that offers payday loans in Defiance, Pennsylvania

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

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Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can save people who have bad credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a cash advance if you are sure that you can make payments in a timely manner.

To get accepted for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

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