Bank of the West Payday Loans Review - Decorah, Iowa

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4.5 2 reviews

Organization owner?

405 Heivly St, Decorah, IA 52101, USA

+1 (563) 387-3683

www.bankofthewest.com

Friday

9:30AM–4PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9:30AM–4PM

Tuesday

9:30AM–4PM

Wednesday

9:30AM–4PM

Thursday

9:30AM–4PM

Domain Info

Mailing Address

13505 California St

Omaha

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Testimonials

Feedback about Bank of the West?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Decorah, Iowa

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Decorah, Iowa are taken out hassle-free. The interest percentage is conditional on the borrower's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help issue a loan in Decorah, Iowa?

24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

10%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Decorah, ia will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

Let's see