Decorah Bank & Trust Co Payday Loans Review - Decorah, Iowa

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5 6 reviews

202 E Water St, Decorah, IA 52101, USA
+1 (563) 382-9661
www.decorahbank.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

1999-11-30

Mailing Address

Iowa

United States

Testimonials

Feedback about Decorah Bank & Trust Co?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Decorah, Iowa

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Decorah, Iowa is taken out easily and fast. The interest rate is specified considering the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Decorah Bank & Trust Co help take out a loan in Decorah, Iowa?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Decorah, Iowa. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

Let's see

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United Bank & Trust

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PCSB Bank

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MidWestOne Bank

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Greater Iowa Credit Union

1195 SE Alice's Rd, Waukee, IA 50263, USA

+1 (800) 296-9064

bit.ly

Bank Iowa - Essex

528 Iowa Ave, Essex, IA 51638, USA

+1 (712) 379-3111

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Bankers Trust

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+1 (515) 222-2000

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Cooperative Credit Company

128 3rd St NW, Sioux Center, IA 51250, USA

+1 (712) 722-1717

www.cooperativecredit.com