First Central State Bank Payday Loans Review - De Witt, Iowa

Your personal information is safe with us

4.6 11 reviews

Organization owner?

914 6th Ave, DeWitt, IA 52742, USA

+1 (563) 659-3141

www.firstcentralsb.bank

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Domain Info

What people think about First Central State Bank?

Below you find some of the opinions of our clients.

Note

Pay Attention

The previous three items charactirize a precise financial institution. But below you can read general data about payday loans.

Payday Loans in De Witt, Iowa

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in De Witt, Iowa. The entire process is easy. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of First Central State Bank that offers payday loans in De Witt, Iowa

24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval chances. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see