Houghton State Bank Payday Loans Review - Cumberland, Iowa

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103 Main St, Cumberland, IA 50843, USA
+1 (712) 774-2234
www.houghtonstatebank.com
Thursday
8AM–2PM
Friday
8AM–2PM
Saturday
Closed
Sunday
Closed
Monday
8AM–2PM
Tuesday
8AM–2PM
Wednesday
8AM–2PM

Domain Info

Created Date

1998-03-04

Mailing Address

1620 Dodge Street

Omaha

NE

68197

United States

Company Name

Domain Administrator

First National Bank of Omaha

Contact Data

domadmin@fnni.com

+1.4026337188

+1.4026337188

Testimonials

Feedback about Houghton State Bank?

Here you grapple with the reviews of our clients.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Cumberland, Rhode Island

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Problem-free financial products are known as payday loans in Cumberland, ri. They are taken out at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Houghton State Bank help issue a payday loan in Cumberland, Rhode Island?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Cumberland, Rhode Island. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see

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