Midstates Bank Payday Loans Review - Council Bluffs, Iowa

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3.5 2 reviews

35 Main Place Suite 50, Council Bluffs, IA 51503, USA
+1 (712) 352-0076
www.midstatesbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

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Above-specified info offers the details about a certain lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Council Bluffs, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to issue payday loans in Council Bluffs, Iowa. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Midstates Bank help take out a loan in Council Bluffs, Iowa?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Council Bluffs, ia review this circumstance not an obstacle to issue a loan. The customer of a loan should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on schedule and not only handle current issues, but enhance the credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

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