Midstates Bank Payday Loans Review - Council Bluffs, Iowa

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3 4 reviews

1851 Madison Ave # 732, Council Bluffs, IA 51503, USA
+1 (712) 388-0505
www.midstatesbank.com
Saturday
9–11AM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Testimonials

What people think about Midstates Bank?

Below you find some of the reviews of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Council Bluffs, Iowa

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Council Bluffs, Iowa is are simple to access. The APR is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Midstates Bank that offers payday loans in Council Bluffs, Iowa

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments without delays.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see

Other Payday Lenders in Council Bluffs, Iowa

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Principal Financial Group

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Citizens First Bank

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+1 (563) 243-6000

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Farmers Savings Bank

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Advance America

1713 Hamilton Blvd, Sioux City, IA 51103, USA

+1 (712) 234-1864

www.advanceamerica.net

Ascentra Credit Union

2419 Park Ave, Muscatine, IA 52761, USA

+1 (563) 263-1470

www.ascentra.org

Emmet County State Bank

124 Maple St, Ringsted, IA 50578, USA

+1 (712) 866-0671

Central Bank

522 4th St, Sioux City, IA 51102, USA

+1 (712) 293-2265

www.centralbankonline.com