Domain Info
What people think about Gem Financial?
Pretty cool and down to earth people.
Mr. Leopold Rohan
Way overpriced junk cars is all they help with
Tommie Fay
I would recommend them to anyone that needs to rebuild their credit.
Trent Mante Sr.
Important
Below you can see general information about payday loans and their common aspects.
Payday Loans in Council Bluffs, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Council Bluffs, Iowa is are easy to access. The APR is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
337% *
$500
Not Specified
31 days
Advantages of Gem Financial that offers payday loans in Council Bluffs, Iowa
- Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in good time.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
Other Payday Lenders in Council Bluffs, Iowa
Advance America
3653 1st Ave SE Ste. 9, Cedar Rapids, IA 52403, USA
+1 (319) 362-3380
www.advanceamerica.net
CoBank Regional Banking Center (Ames, IA)
2515 S University Blvd STE 104, Ames, IA 50010, USA
+1 (800) 542-8072
www.cobank.com
Central Bank ATM
1009 Richland Dr, Storm Lake, IA 50588, USA
+1 (800) 383-8000
www.centralbankonline.com
