Centris Federal Credit Union Payday Loans Review - Council Bluffs, Iowa

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4 24 reviews

2825 Ave G, Council Bluffs, IA 51501, USA
+1 (402) 334-7000
www.centrisfcu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–1PM
Testimonials

Feedback about Centris Federal Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Council Bluffs, Iowa

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Council Bluffs, Iowa is issued easily and fast. The interest percentage is set respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Centris Federal Credit Union help issue a payday loan in Council Bluffs, Iowa?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Council Bluffs, Iowa. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Council Bluffs, Iowa

City State Bank

501 West St, New Virginia, IA 50210, USA

+1 (641) 449-3314

www.citystatebank.com

MoneyGram

140 E 53rd St, Davenport, IA 52806, USA

+1 (563) 324-4700

locations.moneygram.com

Farmers State Bank

5 Ventura St, Ventura, IA 50482, USA

+1 (641) 829-3988

fsbbanks.com

United Bank of Iowa

600 2nd St, Lohrville, IA 51453, USA

+1 (712) 465-2715

www.unitedbk.bank

Edward Jones - Financial Advisor: Shellie L Haluska, CFP®|ChFC®|CLU®

704 Monterey Dr, Carroll, IA 51401, USA

+1 (712) 792-6520

www.edwardjones.com

GreenState Credit Union

705 6th Ave, Grinnell, IA 50112, USA

+1 (800) 397-3790

www.greenstate.org

Wells Fargo Bank

200 W State St, Jefferson, IA 50129, USA

+1 (515) 386-3141

www.wellsfargo.com

Edward Jones - Financial Advisor: Adam J Norris, AAMS®

913 W Pleasant St, Knoxville, IA 50138, USA

+1 (641) 842-3500

www.edwardjones.com

Citizens Bank Insurance

506 W Main St, Sac City, IA 50583, USA

+1 (712) 662-3815

www.citizensbank.com