Ascentra Credit Union Payday Loans Review - Clinton, Iowa

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4.8 16 reviews

1702 N 2nd St, Clinton, IA 52732, USA
+1 (563) 243-6320
www.ascentra.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Ascentra Credit Union?

Below you find some of the testimonials of our clients.
Note

Pay Attention

The previous three items describe a precise lending service. But below you can read common details about payday loans.

Payday Loans in Clinton, New York

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the right solution to your unexpected financial issues in Clinton , New York because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Advantages of Ascentra Credit Union that offers payday loans in Clinton, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

12%
Treatment

9%
Vacation

7%
Clothes

5%
Home improvement

5%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help clients who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only think about applying for a payday loan if you are certain that you can afford payments without delays.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.

Let's see

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Great Western Bank

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Metro Pawn & Loan

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MoneyGram

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Great Southern Bank

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