United Bank of Iowa Payday Loans Review - Cleghorn, Iowa

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101 N Lewis Ave, Cleghorn, IA 51014, USA
+1 (712) 436-2222
www.unitedbk.bank
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Testimonials

What people think about United Bank of Iowa?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Cleghorn, Iowa

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Cleghorn, Iowa is are easy to get. The interest rate is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of United Bank of Iowa that offers payday loans in Cleghorn, Iowa

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit score an increased chance to get approved for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and repay your loan commitments on time.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to learn the exact cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Cleghorn, Iowa

First State Bank

124 Weaver St, Linn Grove, IA 51033, USA

+1 (712) 296-3223

www.firststatebank.biz

Hub-Co Credit Union

310 Bank St, Keokuk, IA 52632, USA

+1 (319) 524-8133

www.hubcocu.com

Principal Financial Group

1006 E 14th St S, Newton, IA 50208, USA

+1 (641) 243-3379

Bank of America ATM (Drive-thru)

3400 Westown Pkwy, West Des Moines, IA 50266, USA

+1 (844) 401-8500

Fortress Bank

3260 E 53rd St, Davenport, IA 52807, USA

+1 (563) 362-0453

www.bankfortress.com

Dubuque Bank and Trust

947 Main St, Holy Cross, IA 52053, USA

+1 (563) 870-2315

www.dubuquebank.com

Community Bank

601 Iowa Ave, Dunlap, IA 51529, USA

+1 (712) 643-5442

www.communitybankiowa.com

U.S. Bank ATM - North Liberty

580 W Cherry St, North Liberty, IA 52317, USA

+1 (800) 872-2657

usbank.com

Edward Jones - Financial Advisor: Doug Wagner

120 N 7th St, Estherville, IA 51334, USA

+1 (712) 362-7744

www.edwardjones.com