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What people think about MBT Bank (Downtown Clear Lake)?
It needed to fix my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via MBT Bank (Downtown Clear Lake). Took out 3 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very happy.
Prof. Chadd Hoppe
MBT Bank (Downtown Clear Lake) seems good. They rescued me twice. The first payday loan approved was small – $500, but next time the limit was increased to $800. Repaid the loan on schedule. The managers were understanding, they gave speedy answers to all my questions. No problems. But their interest rates are average.
Prof. Deangelo Weber III
I was embarrassed to borrow from my collegues so I decided to apply for a small loan via MBT Bank (Downtown Clear Lake). Found them online and the user reviews were great I have already applied 5 times and every time I was approved same day. Very satisfied.
Dr. Clarabelle Murray DVM
I am a regular client of MBT Bank (Downtown Clear Lake). It is very fast to apply via the net. The interest rate was reasonable. Their managers always respond quickly.
Johan Barton
I needed $1000 to buy a bike. The only way out was to apply for a cash advance. Found a lot of loan providers online. MBT Bank (Downtown Clear Lake) seemed the most legit loan provider in Clear Lake.
America Murray
Many thanks to MBT Bank (Downtown Clear Lake). I recently had some troubles with repaying my mortgage and they approved me for a cash advance. Best loan provider! Managed to deal with my debts and signed with relief.
Casimer Konopelski
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Now you can review general aspects of payday loans.
Payday Loans in Clear Lake, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your sudden financial issues in Clear Lake , Iowa because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
337% *
$500
Not Specified
31 days
Advantages of MBT Bank (Downtown Clear Lake) that offers payday loans in Clear Lake, Iowa
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out payday loans?
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments in a timely manner.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
Other Payday Lenders in Clear Lake, Iowa
MBT Bank (Downtown Clear Lake)
300 1st Ave N, Clear Lake, IA 50428, USA
+1 (641) 357-7074
www.mbtbank.bank
Collins Community Credit Union
1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA
+1 (800) 475-1150
www.collinscu.org
