Clear Lake Bank & Trust Payday Loans Review - Clear Lake, Iowa

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4.7 29 reviews

322 Main Ave, Clear Lake, IA 50428, USA
+1 (641) 357-7121
www.clearlakebank.com

Domain Info

Created Date

1998-04-02

Mailing Address

322 MAIN AVE

CLEAR LAKE

IA

50428-1825

United States

Company Name

Clear Lake Bank & Trust Company

Clear Lake Bank & Trust Company

Contact Data

jhaadmin@jackhenry.com

+1.9999999999

+1.9999999999

Testimonials

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Further there will be presented the details about not a certain lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Clear Lake, Iowa

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Clear Lake, Iowa is taken out simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Clear Lake Bank & Trust help issue a loan in Clear Lake, Iowa?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to issue a loan. The lender process many aspects such as financial abilities to approve the application. Cash advance in Clear Lake, Iowa may help level up your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see

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