Thrivent Financial - Nicole Olson Payday Loans Review - Clear Lake, Iowa

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512 Main Ave, Clear Lake, IA 50428, USA
+1 (641) 357-7045
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Testimonials

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Above there are details about a certain lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Clear Lake, Iowa

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in Clear Lake, ia. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Thrivent Financial - Nicole Olson help issue a payday loan in Clear Lake, Iowa?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Clear Lake, ia will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

Let's see

Other Payday Lenders in Clear Lake, Iowa

Blue Grass Savings Bank

104 E Mayne St, Blue Grass, IA 52726, USA

+1 (563) 381-1732

Peoples Bank Indianola

400 E Iowa Ave, Indianola, IA 50125, USA

+1 (515) 962-1400

www.mybankpsb.com

IH Mississippi Valley Credit Union

2102 E Kimberly Rd, Davenport, IA 52807, USA

+1 (309) 793-6200

www.ihmvcu.org

Great Southern Bank

12257 University Ave, Clive, IA 50325, USA

+1 (515) 453-2265

locations.greatsouthernbank.com

Farmers & Merchants Bank & Trust

221 Jefferson St, Burlington, IA 52601, USA

+1 (319) 754-2265

fmbanktrust.bank

Farmers & Traders Savings Bank

108 W Ramsey St, Bancroft, IA 50517, USA

+1 (515) 885-2341

www.ftsbbancroft.com

Check `n Go

1419 Hamilton Blvd #1a, Sioux City, IA 51103, USA

+1 (712) 252-1432

MoneyGram

3416 Pennsylvania Ave #4, Dubuque, IA 52002, USA

+1 (563) 582-8200

locations.moneygram.com

United Bank of Iowa

101 E 1st St, Kingsley, IA 51028, USA

+1 (712) 378-3304

www.unitedbk.bank