Cornerstone Bank Payday Loans Review - Clarinda, Iowa

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4.8 4 reviews

123 E Main St, Clarinda, IA 51632, USA
+1 (712) 542-2103
www.cornerstonebankia.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

2014-03-06

Mailing Address

Iowa

United States

Testimonials

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Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Clarinda, Iowa

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Clarinda, ia. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Cornerstone Bank help take out a loan in Clarinda, Iowa?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Clarinda, ia will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Clarinda, Iowa

Great Western Bank

301 E Washington St, Clarinda, IA 51632, USA

+1 (712) 542-5605

www.greatwesternbank.com

Community Choice Credit Union

8404 NW 62nd Ave, Johnston, IA 50131, USA

+1 (515) 334-8100

www.comchoicecu.org

Principal Financial Group: Brent Willis

520 S Pierce Ave Suite 212, Mason City, IA 50401, USA

+1 (641) 231-1332

Community Savings Bank

3414 Mt Vernon Rd SE, Cedar Rapids, IA 52403, USA

+1 (319) 363-0577

csbiowa.com

Great Southern Bank

12257 University Ave, Clive, IA 50325, USA

+1 (515) 453-2265

locations.greatsouthernbank.com

U.S. Bank Branch

520 Walnut St, Des Moines, IA 50309, USA

+1 (515) 245-6186

locations.usbank.com

Employees Credit Union

2714 E Central Ave, Estherville, IA 51334, USA

+1 (712) 362-5897

www.employeescu.com

First Trust & Savings Bank

1831 2nd St, Coralville, IA 52241, USA

+1 (319) 828-8000

www.ft-sb.com

Community Bank & Trust

210 W 4th St, Wilton, IA 52778, USA

+1 (563) 732-2077

www.commbk.net