United Bank of Iowa Payday Loans Review - Charter Oak, Iowa

Your personal information is safe with us
3.7 3 reviews

12 Main St, Charter Oak, IA 51439, USA
+1 (712) 678-3348
www.unitedbk.bank
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–5PM
Saturday
9–11AM
Testimonials

What people think about United Bank of Iowa?

Below you get acquainted with some of the reviews of our customers.
Note

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Charter Oak, Iowa

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Charter Oak, Iowa. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of United Bank of Iowa that offers payday loans in Charter Oak, Iowa

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can help clients who have poor credit scores or have no credit history. But we advise you that as with any debt you should only dare applying for a cash advance if you are confident that you can make payments on scheduled.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

Other Payday Lenders in Charter Oak, Iowa

Green Belt Bank & Trust

1509 Edgington Ave, Eldora, IA 50627, USA

+1 (641) 858-2005

www.greenbeltbank.com

Northwest Bank

46 US-71, Arnolds Park, IA 51331, USA

+1 (712) 332-5636

www.nw.bank

EZ Money Check Cashing

2121 Hamilton Blvd, Sioux City, IA 51103, USA

+1 (712) 258-8542

sioux-city-ia-hamilton.getezmoney.com

Citizens 1st National Bank

529 Lake Ave N, Storm Lake, IA 50588, USA

+1 (712) 732-5440

www.citizensfnb.com

United Bank of Iowa

102 Main St, Galva, IA 51020, USA

+1 (712) 282-4439

www.unitedbk.bank

Edward Jones - Financial Advisor: Tony Elbert, AAMS®

3131 Main St, Emmetsburg, IA 50536, USA

+1 (712) 852-9074

www.edwardjones.com

Lincoln Savings Bank

1025 Main St, Grinnell, IA 50112, USA

+1 (641) 236-3121

www.mylsb.com

U.S. Bank Branch

405 S 3rd St, Clinton, IA 52732, USA

+1 (563) 243-8500

locations.usbank.com

United Bank of Iowa

417 4th St, Rockwell City, IA 50579, USA

+1 (712) 297-7547

www.unitedbk.bank