Community 1st Credit Union Payday Loans Review - Chariton, Iowa

Your personal information is safe with us
4.4 17 reviews

1934 Court Ave, Chariton, IA 50049, USA
+1 (641) 774-5616
www.c1stcreditunion.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2005-09-14

Mailing Address

235 RICHMOND AVE

OTTUMWA

IA

52501-4227

United States

Company Name

Community 1st Credit Union

Community 1st Credit Union

Contact Data

jeffl@c1stcreditunion.com

+1.6416836411

+1.231231234

Testimonials

What people think about Community 1st Credit Union?

Below you read some of the reviews of our clients.
Note

Important

Now you can review general features of payday loans.

Payday Loans in Chariton, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is effortless and fast to get approved for payday loans in Chariton, Iowa. The interest rate will be set individually for each applicant and will depend on the personal details the client provided.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Community 1st Credit Union that offers payday loans in Chariton, Iowa

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can rescue people who have poor credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a payday loan if you are sure that you can afford payments as agreed in the contract.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.

Let's see

Other Payday Lenders in Chariton, Iowa

Clear Lake Bank & Trust

322 Main Ave, Clear Lake, IA 50428, USA

+1 (641) 357-7121

www.clearlakebank.com

Bank Iowa - Gilmore City

106 Southeast C Avenue North, Gilmore City, IA 50541, USA

+1 (515) 373-6244

www.bankiowa.bank

First Heritage Bank

801 S Fremont St, Shenandoah, IA 51601, USA

+1 (712) 246-5118

www.fhbshen.com

Wayland State Bank

109 S Locust St, Winfield, IA 52659, USA

+1 (319) 257-3305

www.waylandstbank.com

Colton Wicker - Ameriprise Financial Services, LLC

110 S 6th St, Sac City, IA 50583, USA

+1 (712) 662-4338

www.ameripriseadvisors.com

Great Southern Bank ATM

300 East 31st St N S, Newton, IA 50208, USA

+1 (800) 749-7113

www.greatsouthernbank.com

Central Bank ATM

610 W 4th St, Storm Lake, IA 50588, USA

+1 (800) 383-8000

www.centralbankonline.com

U.S. Bank Branch

724 Story St, Boone, IA 50036, USA

+1 (515) 432-7611

locations.usbank.com

Gentry Finance

Sioux City, IA 51108, USA

+1 (712) 239-0939