Advance America Payday Loans Review - Cedar Rapids, Iowa

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5 37 reviews
Loan agency in Cedar Rapids, Iowa

3135 Wiley Blvd SW #107, Cedar Rapids, IA 52404, USA
15 years in business
+1 (319) 390-5800
www.advanceamerica.net
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

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The first three points show the certain lender. In other turn, below-shown info makes people get acquainted shared information about payday loans.

Payday Loans in Cedar Rapids, Iowa

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is simple and quick to take out loans in Cedar Rapids, Iowa. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a loan in Cedar Rapids, Iowa?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Cedar Rapids, Iowa. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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MoneyGram

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Collins Community Credit Union

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Edward Jones - Financial Advisor: Jeremy J Venenga

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Bankers Trust

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MoneyGram

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Iowa State Bank

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Gentry Finance

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Cnac

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+1 (319) 754-4469

U.S. Bank Branch

405 Main St, Ames, IA 50010, USA

+1 (515) 232-8200

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