EZ Money Check Cashing Payday Loans Review - Cedar Rapids, Iowa

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5 33 reviews

Loan agency in Cedar Rapids, Iowa

Organization owner?

266 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA

35 years in business

+1 (319) 363-2200

cedar-rapids-ia-blairs.getezmoney.com

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday
(Easter)

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Domain Info

Feedback about EZ Money Check Cashing?

Here you see the reviews of our clients.

Note

Pay Attention

Above-defined info provides the details about a definite lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Cedar Rapids, Iowa is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will EZ Money Check Cashing help issue a payday loan in Cedar Rapids, Iowa?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

21%

Healthcare Bills

22%

Traveling

17%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Cedar Rapids, ia will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as APR.

Let's see