EZ Money Check Cashing Payday Loans Review - Cedar Rapids, Iowa

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5 33 reviews
Loan agency in Cedar Rapids, Iowa

266 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA
35 years in business
+1 (319) 363-2200
cedar-rapids-ia-blairs.getezmoney.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2004-02-26

Mailing Address

Nebraska

United States

Testimonials

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Here you see the reviews of our clients.
Note

Pay Attention

Above-defined info provides the details about a definite lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Cedar Rapids, Iowa is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will EZ Money Check Cashing help issue a payday loan in Cedar Rapids, Iowa?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Cedar Rapids, ia will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Cedar Rapids, Iowa

Watkins Savings Bank

202 1st St, Watkins, IA 52354, USA

+1 (319) 227-7773

watkinsbank.com

Luana Savings Bank

855 W Bridge Rd, Polk City, IA 50226, USA

+1 (515) 984-7100

luanasavingsbank.com

Edward Jones - Financial Advisor: Jana S Eilderts

124 Main St, Cedar Falls, IA 50613, USA

+1 (319) 277-6583

www.edwardjones.com

GNB Bank

300 E Main St, Manchester, IA 52057, USA

+1 (563) 927-3814

www.gnbbank.com

Lincoln Savings Bank

230 Main St, Garwin, IA 50632, USA

+1 (641) 499-2224

www.mylsb.com

Edward Jones - Financial Advisor: Larry M Kelch

1233 Ave H, Fort Madison, IA 52627, USA

+1 (319) 372-8001

www.edwardjones.com

World Trend Financial

221 3rd Ave SE Suite 215, Cedar Rapids, IA 52401, USA

+1 (319) 364-3041

www.worldtrendfps.com

Great Southern Bank ATM

300 East 31st St N S, Newton, IA 50208, USA

+1 (800) 749-7113

www.greatsouthernbank.com

Great Western Bank

610 4th St, Sully, IA 50251, USA

+1 (641) 594-4400

www.greatwesternbank.com