Hometown Cash Advance Payday Loans Review - Cedar Rapids, Iowa

Your personal information is safe with us
4.7 31 reviews
Loan agency in Cedar Rapids, Iowa

219 Edgewood Rd NW, Cedar Rapids, IA 52405, USA
7 years in business
+1 (319) 390-5300
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Testimonials

What people think about Hometown Cash Advance?

Below you see some of the testimonials of our customers.
Note

Important

Now you can see general features of payday loans.

Payday Loans in Cedar Rapids, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Cedar Rapids, Iowa is are simple to get. The interest rate is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Hometown Cash Advance that offers payday loans in Cedar Rapids, Iowa

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments on scheduled.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Cedar Rapids, Iowa

EZ Money Check Cashing

266 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA

+1 (319) 363-2200

cedar-rapids-ia-blairs.getezmoney.com

U.S. Bank Branch

2546 Lincoln Way, Ames, IA 50014, USA

+1 (515) 292-2638

locations.usbank.com

Edward Jones - Financial Advisor: Dustin W Christiansen, CFP®

713 W Sheridan Ave, Shenandoah, IA 51601, USA

+1 (712) 246-2733

www.edwardjones.com

U.S. Bank ATM - Council Bluffs Westside

2901 W Broadway, Council Bluffs, IA 51501, USA

+1 (800) 872-2657

usbank.com

Bankers Trust Skywalk

453 7th St, Des Moines, IA 50309, USA

+1 (515) 245-2919

bankerstrust.com

MidWestOne Bank

465 Hwy 965 NE Suite A, North Liberty, IA 52317, USA

+1 (319) 356-5800

www.midwestone.bank

Check `n Go

560 Hwy 1 W, Iowa City, IA 52246, USA

+1 (319) 774-3967

locations.checkngo.com

Ascentra Credit Union

1800 Brady St, Davenport, IA 52803, USA

+1 (563) 355-0152

www.ascentra.org

Advantage Credit Union

121 W 3rd St N, Newton, IA 50208, USA

+1 (641) 792-5660

www.acuiowa.org