Cedar Rapids Bank & Trust Payday Loans Review - Cedar Rapids, Iowa

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4.2 5 reviews

2711 Bever Ave SE, Cedar Rapids, IA 52403, USA
+1 (319) 896-6194
www.crbt.bank
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Cedar Rapids Bank & Trust?

Below you find some of the opinions of our customers.
Note

Important

The above-given information provides the details about a precise lender. The information below is about common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is trouble-free and speedy to get accepted for payday loans in Cedar Rapids, Iowa. The APR will be set individually for each consumer and will depend on the personal information the applicant entered.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Cedar Rapids Bank & Trust that offers payday loans in Cedar Rapids, Iowa

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit score. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are certain that you can afford payments on scheduled.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.

Let's see

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