Cedar Rapids Bank & Trust Payday Loans Review - Cedar Rapids, Iowa

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3.8 8 reviews

5400 Council St NE, Cedar Rapids, IA 52402, USA
+1 (319) 743-3555
www.crbt.bank
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Cedar Rapids Bank & Trust?

Below you find some of the opinions of our clients.
Note

Pay Attention

The previous three items charactirize a specific financial institution. But below you can read common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Cedar Rapids, Iowa. The entire process is effortless. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Cedar Rapids Bank & Trust that offers payday loans in Cedar Rapids, Iowa

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit score may stop you from getting approved for a bank loan. Payday lenders in Cedar Rapids, ia welcome consumers with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if approved could have the money in your account within several hours.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

Let's see

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Security State Bank

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Northwestern Mutual Financial

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Bank 1st

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Success Bank

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Regions Bank

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Advance America

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United Bank & Trust Courthouse Branch

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+1 (641) 752-7005

www.ubtna.com