Cedar Rapids Bank & Trust Payday Loans Review - Cedar Rapids, Iowa

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5 3 reviews
Organization owner?
3406 F Ave NW, Cedar Rapids, IA 52405, USA
+1 (319) 286-6282
www.crbt.bank
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

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Created Date
Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Cedar Rapids Bank & Trust?

Here you grapple with the feedback of our clients.

Cedar Rapids Bank & Trust is quite reliable, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Jodie Wehner

I'm not ashamed to borrow money from Cedar Rapids Bank & Trust, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Angel Carter

I addressed Cedar Rapids Bank & Trust. Everything was done quickly. Only pleasant impressions remained!

Prof. Imogene McLaughlin

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Augustine Kuhlman

Note

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Cedar Rapids, Iowa

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Cedar Rapids, Iowa are taken out problem-free. The interest percentage is dependent on the client's personal data: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Cedar Rapids Bank & Trust help issue a payday loan in Cedar Rapids, Iowa?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Cedar Rapids, ia will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see

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