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What people think about Community 1st Credit Union?
Great customer service, they have always worked with us getting a good loan - home, auto, HELOC.
Prof. Keaton Klocko
People are super friendly like banking used to be.
Alanna Connelly
Can get cash back from hyvees ect. but this garbage atm wont give money.
Jayne Schiller
People are super friendly like banking used to be.
Dominic Wiza V
Can get cash back from hyvees ect. but this garbage atm wont give money.
Fern Daugherty Jr.
Love this place and the employees.
Lizzie Adams
Important
The above-given information provides the details about a specific lending service. The information below is about common information about payday loans.
Payday Loans in Cedar Rapids, Iowa
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans may be an easy and speedy solution to a short-term problem in Cedar Rapids, Iowa. Loans from payday lenders can get you money quickly. Your APR will depend on several factors.
337% *
$500
Not Specified
31 days
Advantages of Community 1st Credit Union that offers payday loans in Cedar Rapids, Iowa
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.
To get approved for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.
Other Payday Lenders in Cedar Rapids, Iowa
State Central Bank Trust Services
511 Blondeau St Ste 2, Keokuk, IA 52632, USA
+1 (319) 526-3862
www.statecentralbank.com
Two Rivers Bank & Trust
551 Westbury Dr, Iowa City, IA 52245, USA
+1 (319) 358-3400
www.tworiversbank.com
Bank Iowa - Clarinda (Main Bank)
101 E Main St, Clarinda, IA 51632, USA
+1 (712) 542-2121
www.bankiowa.bank
Neighborhood Finance Corporation
1912 6th Ave, Des Moines, IA 50314, USA
+1 (515) 246-0010
neighborhoodfinance.org