Community Bank & Trust Payday Loans Review - Cedar Falls, Iowa

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Organization owner?
312 W 1st St, Cedar Falls, IA 50613, USA
+1 (319) 273-8917
www.communitybt.bank
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

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Mailing Address
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Testimonials

What people think about Community Bank & Trust?

Below you read some of the reviews of our customers.

I want to say Many Thanks to the team of Community Bank & Trust. They offer same day solution to any sudden money problems. Love them for their same day decision. Applied for a payday loan and got accepted although my credit was not perfect. I will certainly use this service if I need money in the future.

Mrs. Valentina O'Reilly MD

Simple application. I only needed an ID and a bank account. Immedaite lending decision. The first time I was approved for $400 only. Hope the available amount will increase next time. APR is fair. Repaid the loan on schedule. If desired, the term can be also extended.

Alexandria Windler

Online application. I only filled in an ID and a bank account. Immedaite lending decision. The first time I was accepted for $600 only. Hope the limit will increase next time. APR is reasonable. Paid back the debt early. If required, the term can be also extended.

Mr. Paris Treutel

Yesterday I urgently needed money to pay for a gender party. I filled out an application form via the website of Community Bank & Trust. I entered the basic personal data. No phone calls. The requested amount was approved within 20 minutes. The money was sent to my bank account the next day. My favourite lender!

Mellie Tremblay

Note

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Cedar Falls, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is effortless and speedy to get accepted for payday loans in Cedar Falls, North Carolina. The APR will be set individually for each person and will depend on the personal details the consumer entered.

APR

36% APR small loan cap

Advantages of Community Bank & Trust that offers payday loans in Cedar Falls, North Carolina

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can help clients who have low credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a cash advance if you are certain that you can afford payments in a timely manner.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Cedar Falls, Iowa

Centris Federal Credit Union

518 E Broadway, Council Bluffs, IA 51503, USA

+1 (402) 334-7000

www.centrisfcu.org

MidWestOne Bank

124 S 1st St, Oskaloosa, IA 52577, USA

+1 (641) 673-8303

www.midwestone.bank

Financial Plus Credit Union

1831 25th St, West Des Moines, IA 50266, USA

+1 (515) 224-1222

www.financialpluscu.com

American National Bank

1600 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 329-4256

www.american.bank

Advance America

2418 Virginia Ave, Clinton, IA 52732, USA

+1 (563) 243-6477

www.advanceamerica.net

DuTrac Community Credit Union

200 N 4th Ave, Eldridge, IA 52748, USA

+1 (563) 285-7771

www.dutrac.org

EZ Money Check Cashing

801 73rd St STE A, Windsor Heights, IA 50324, USA

+1 (515) 255-5567

www.getezmoney.com

Farmers State Bank

106 E Cedar St, Marcus, IA 51035, USA

+1 (712) 376-4154

www.fsbmarcus.com

U.S. Bank Branch

808 S Roosevelt Ave, Burlington, IA 52601, USA

+1 (319) 752-2761

locations.usbank.com