First Bank Payday Loans Review - Cedar Falls, Iowa

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5 2 reviews

602 Main St, Cedar Falls, IA 50613, USA
+1 (319) 266-2000
www.firstiowa.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
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Above-defined info provides the details about a certain lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Cedar Falls, North Carolina

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Cedar Falls, nc. They are taken out at individual interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

36% APR small loan cap

How will First Bank help take out a loan in Cedar Falls, North Carolina?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to issue a cash advance. The lender process many aspects such as financial capabilities to approve the form. Payday loans in Cedar Falls, North Carolina may help improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

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Other Payday Lenders in Cedar Falls, Iowa

Edward Jones - Financial Advisor: Ted Steger, AAMS®

755 22nd St, Marion, IA 52302, USA

+1 (319) 373-6174

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United Bank of Iowa

400 Morningside Dr, Sac City, IA 50583, USA

+1 (712) 662-4114

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Edward Jones - Financial Advisor: Doug Norem

2665 Edgewood Pkwy SW #102, Cedar Rapids, IA 52404, USA

+1 (319) 396-2498

www.edwardjones.com

Great Western Bank

111 N Main St, Leon, IA 50144, USA

+1 (641) 446-4841

www.greatwesternbank.com

Farmers Savings Bank

225 E Broadway Ave, Keota, IA 52248, USA

+1 (641) 636-2193

Great Western Bank

1609 Madison St, Bedford, IA 50833, USA

+1 (712) 523-3611

www.greatwesternbank.com

Check Into Cash

3158 Singing Hills Blvd, Sioux City, IA 51106, USA

+1 (712) 276-7920

local.checkintocash.com

American National Bank

306 W Erie St, Missouri Valley, IA 51555, USA

+1 (712) 642-2781

www.american.bank

MidWestOne Bank

500 Oskaloosa St, Pella, IA 50219, USA

+1 (800) 247-4418

www.midwestone.bank